TERM INSURANCE

Would you rather pay for

"Low Cost Term Insurance" -or- "No Cost Term Insurance"

With Low Cost Term Insurance, you pay inexpensive premiums for many years, and while important to have this protection, you risk paying for coverage that you may never use.

With No Cost Term Insurance, you receive the necessary Insurance Protection, and if you outlive the term of your policy, you receive all your money back. (You receive 100% of all your premiums, including rider costs and fees)

Example #1 Male, Age 35, Preferred Non tobacco. Needs $100,000 of 20 year term.

20 years later at age 55, you are now in the position to make a lump sum purchase of Final Expense Insurance or a smaller Term Insurance policy with the money returned to you. (Or just keep the money)

Example #2 Male, Age 45, Preferred Non tobacco. Needs $250,000 of 20 year term.

20 years later at age 65, you no longer need $250,000 of coverage. You now have $21,108 additional funds available for your retirement needs, college fund, or a lump sum payment for permanent Life Insurance, etc.

A Surrender Benefit feature offers you the best of both worlds, Protection If You Need It, Money Back If You Don't! Because of this, many value-driven consumers choose this unique solution for their Tern Life Insurance Protection. It's basically a Win-Win Situation!

For your free quote on Traditional or Return Of Premium Term Insurance-click on the below link.

Free Life Insurance Protection Request

Frank R Kovich Independent Insurance Advisor (630) 229-5740 Illinois