Questions? e-mail totalinsuranceagency

These days, many people feel that buying insurance is confusing to say the least. They find that although just comparing insurance company rates is fairly easy to do, the difficulty comes when one has to compare the rates against the benefits.

What value are they getting for their buck? What does all that insurance jargon mean? How well will I and my family be covered? Are the limitations and exclusions normal? Are the maximums allowed fair?

It is not uncommon to pay less for less as well as paying more for less. Most any insurance policy will get you through the hospital door, The catch is however, will you have the proper insurance coverage to be able to stay for the long term.

ALL VALUE BENEFITS OF AMERICA MEMBERSHIP INCLUDES THE BELOW DISCOUNTS AND DIVIDENDS:

The Dividend Club:
VBA members will earn Dividends (paid quarterly to you) on Merchandise, Services, Travel & Entertainment when you shop from our On-line Mall and make a purchase. Choose from retailers like these, just to name a few, and get the dividends: Walmart.com, Target.com, BestBuy.com, CircuitCity.com, CompUSA.com, DisneyStore.com, OfficeMax.com, BrooksBrothers.com, Brookstone.com, Buy.com, EddieBauer.com, LizClairborne.com, FOA.com, FOSSIL.com, HotelDiscounts.com, Jcrew.com, etc.

Refund Sweepers:
VBA members receive Free Merchandise, Bargains, On-line Coupons, Rebates, Sweepstakes & more.

Car Rental Services:
VBA provides discounts at Alamo, National, Hertz and Avis.

Rewards Network:
VBA members has access to America's Premier Dining Rewards Program and Hotel Discounts. Save up to 20% off every meal plus up to 15% off your hotel room rate.

Included at no charge with your VBA membership:
VBA discounts at over 55,000 pharmacies for your prescription drugs as well as lab tests and x-ray imaging services.

You would probably save much more then your membership using your club benefits!