Illinois Disability Income Insurance

TOTALINSURANCEAGENCY.COM DISABILITY INCOME

Important "DISABILITY INCOME" Insurance

A disability is more common than you think, it can happen to anyone … And It Does!

* 3 in 10 workers entering the workforce today will become disabled before retiring!
(Social Security Administration, Fact Sheet 2007)

* An illness or accident will keep 1 in 5 workers out of work for at least a year during their working careers!
(U.S Census Bureau, Dec 1997)

* 1 in 7 workers can expect to be disabled for 5 years or more before retirement!
(Commissioner's Disability Table 1998)

* The average long-term disability absence lasts 2.5 years!
(Commissioner's Individual Disability Table A)

* Over 90% of disabling accidents and illnesses are not work related!
(National Safety Council. Injury Facts 2004 ED)

* The average monthly Social Security Disability Insurance (SSDI) benefit is only $978!
(Social Security Administration. Fact Sheet 2007)

* Less than 39% of the 2.1 million workers who applied for SSDI benefits in 2005 were approved!

NOTE: Basically; 46.7% of all 30 yr. olds, 43% of all 40 yr. olds and 36% of all 50 yr. olds will have a disability prior to age 65. These are "great odds" if going to Las Vegas with extra spending money...but… "bad odds" when it comes to risking your life savings and possibly facing foreclosure and bankruptcy.

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Contact Frank R Kovich Independent Insurance Advisor (630) 229-5740 Illinois

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